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one-fs | top 1% fintech
🏦💸 Why Traditional Banks Fail at Digital Transformation (and What Monzo Got Right)
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🏦💸 Why Traditional Banks Fail at Digital Transformation (and What Monzo Got Right)

£13 Billion Spent, No Progress Made: Lessons from Monzo, Tesla and the Power of Building In-House.

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Dom Monhardt
Jan 19, 2025
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one-fs | top 1% fintech
one-fs | top 1% fintech
🏦💸 Why Traditional Banks Fail at Digital Transformation (and What Monzo Got Right)
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Building a standout digital banking experience isn’t just about investing in technology. It’s about leadership, organisational culture, technical autonomy, and a relentless focus on customer needs.

In this article, we’ll cover:

  • ❌ Why traditional banks struggle despite massive digital transformation budgets.

  • ➡️ How Monzo spent £92M to outperform £13B from l…

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