When software becomes an employee

What agentic systems reveal about payments, trust, and the future of fintech

Feb 9 • Dom Monhardt

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January 2026

What 2025 Made Clear

The ideas that quietly shaped where fintech is heading

Jan 5 • Dom Monhardt

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November 2025

Why OpenAI’s Life Management Will Make Banking Invisible

The next phase of fintech is about invisible intelligence that knows you.

Nov 2, 2025 • Dom Monhardt

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October 2025

The browserless fintech playbook

A practical checklist to make your product legible to AI agents and purchasable without a page load.

Oct 6, 2025 • Dom Monhardt

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September 2025

How Revolut Turned Referrals into a $4B Growth Machine

The Secret Growth Playbook Behind Revolut’s Viral Referrals

Sep 22, 2025 • Dom Monhardt

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Tempo by Stripe: payments on a new chain

Plus Toss bets big on FacePay while SumUp delivers a slick experience for UK’s micro-merchants

Sep 7, 2025 • Dom Monhardt

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July 2025

I built an MCP for Wio Bank | A glimpse into the future of banking

How MCPs are reshaping fintech - and why your customers won’t stay in your app

Jul 28, 2025 • Dom Monhardt

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UX Isn’t Magic

Why fintech experiences fail without product and tech in sync - and how to fix it with clear principles, strong orchestration, and cross-functional…

Jul 14, 2025 • Dom Monhardt

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June 2025

🇦🇪👌 How Sarwa Built One of the UAE’s Smoothest Fintech Products

CPO Robin Harb shares the product principles behind Sarwa’s seamless design and steady growth + a special bonus for anyone building in fintech.

Jun 29, 2025 • Dom Monhardt and Mark Chahwan

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Shopify Adds Stablecoins | Here’s the Fintech Playbook

A breakdown of Coinbase Payments, how it works, and why it matters for your product roadmap.

Jun 22, 2025 • Dom Monhardt

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N26 vs Stables | How to Onboard in 2025

Why new players are outpacing digital banks at their own game.

Jun 8, 2025 • Dom Monhardt

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May 2025

Do X For Me - How Boring is Getting Relegated

Is Your Fintech AI-Responsive?

May 25, 2025 • Dom Monhardt

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